Personalised Finance Options
Interested in learning more about finance options?
We offer both PCP and HP finance agreements.
To find out more about these agreements check out the videos below, or alternatively, contact our team who are always happy to help.
Terms and Conditions apply, and acceptance subject to credit status.
Personal Contract Purchase
A Personal Contract Purchase (PCP) is a regulated form of finance which is secured against the vehicle.
Has a set annual mileage
Regular monthly payments over a term of up to 4 years (48 months)
Has an optional payment at the end known as the Guaranteed Minimum Future Value (GMFV)
Can part exchange the vehicle, pay the GMFV and own the vehicle outright or hand the vehicle back to the finance company
Usually a lower monthly payment than HP
A Hire Purchase (HP) is a regulated form of finance which is secured against the vehicle.
Regular monthly payments over a term of up to 5 years (60 months)
No mileage limitations
Once the final monthly payment is made and Option To Purchase Fee have been paid you own the car outright
Vehicle can also be part exchanged or handed back to finance company
Arbroath Service Limited trading as MSB Car Sales are acting as a credit broker and not a lender. We will introduce you to a limited number of lenders. We may receive a payment from the lender for arranging the finance for you.
We are regulated and authorised by the Financial Conduct Authority. FRN: 951140
(1) Part exchange the vehicle
(2) Pay the optional final payment and option to purchase fee and own the vehicle
(3) Return the vehicle to the lender